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Welcome to the start of your home buying process. The road map highlights the main checkpoints on your journey.

  1. Meet with a real estate professional
    Discuss the type of home you're looking for, including style, price, and location. The Buyer's Advantage: As the home buyer, your agent's commission is paid by the seller of the home in most circumstances. This means your representation costs you nothing!
  2. Get Pre-Approved
    You'll need pay stubs, W2s, and bank statements. Knowing what you can afford is critical to a successful home shopping experience
  3. Search for Homes
    The fun part! Your agent will schedule showings and help you find the perfect home. Advanced Home Search: Your real estate professional has tools and systems to ensure you see every available home that meets your criteria.
  4. Make an Offer
    Your agent will prepare your offer based on the price and terms you choose.
    Negotiation and Contract It may take a few tries to get it just right, but hang in there. You're on your way.
  5. The Contract
    In most cases the contract provides you with a timeline to obtain financing as well as time to inspect the physical condition of the home. Your real estate professional will inform you of all your rights and responsibilities related to the contract.
  6. Under Contract or In Escrow
    You and the seller have agreed to the price and terms. The home is effectively held for you until closing.
  7. Final Details
    Perform due diligence, order the appraisal, conduct an inspection, and review terms with the lender.
  8. Preparing for Closing
    You will be finalizing your loan, reviewing documents, and discussing the findings from the inspection. Your agent will manage this entire process for you.
  9. Closing
    This is the transfer of funds and ownership. The title company acts as an independent third party to facilitate the closing. You will sign lots of papers, so get your pen ready!

Information courtesy of Breakthrough Broker